Credit Rating Explanation
Rating
Score Range
Description
Excellent
700+
Lenders typically offer the best rate
Good
650-699
Lenders typically offer a good rate
Fair
600-649
Lenders may qualify you, but not typically at the best rate.
Poor
599 or less
Lenders unlikely to qualify you for a home loan or require stipulations that involve taking actions to improve your credit.
Unsure
?
We highly recommend your monitor your score and credit reports.
 
Click Here To Get your FREE Credit Scores from all 3 Bureaus with enrollment in credit monitoring.


We highly recommend you sign up for your credit scores to determine if you are eligible for your home loan. We advise getting your mortgage credit scores so you can immediately address any negative credit items, verify all information contained is accurate and protect yourself against identity theft.

Click Here to Get Free Credit Scores Online In Minutes



*Credit Scores are Free with Enrollment in the Credit Monitoring Program


                     
What Your Credit Score Determines?
» The mortgage loan program you are eligible to pre-qualify for.
» The interest rate you receive on a home purchase or refinance.
» Verifying all the information on the report is yours.


Our credit partner provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. After verification of your identity, your report is available for Secure Online Delivery in seconds.
 
   
   
   
   
   
   

 
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